PocketGuard・Money&Bill Tracker

PocketGuard・Money&Bill Tracker

By PocketGuard, Inc.

  • Category: Finance
  • Release Date: 2015-01-07
  • Current Version: 5.15
  • Adult Rating: 4+
  • File Size: 110.26 MB
  • Developer: PocketGuard, Inc.
  • Compatibility: Android, iOS 14.0
Score: 4.59964
4.59964
From 7,256 Ratings

Description

PocketGuard is a budgeting app for people who want to be on top of their money. Personal finance is made simple by smart algorithms, which means budgeting with PocketGuard is so easy that you don't have to spend your entire life crunching numbers. We take care of all the routines like expense tracking and bill monitoring so you can clearly focus on money management operations. Always know what's in your pocket! A budget is a difference between income and expenses. If it's positive - you're doing well. In any other case, the budget is unbalanced and needs attention. This is where the "Leftover" feature takes action. How much disposable income do you have after paying your bills, saving for your goals, and setting aside enough money for needs and wants? The PocketGuard budgeting app does those calculations for you! Always know the actual safe-to-spend amount so you can fit your monthly budget. Comprehensive analytics! Budget and expense tracking are just a part of the story. If you wanna do money management the right way you need to learn from the data you track. PocketGuard's budgeting app provides you with various reports to let you see personal finances from different angles. Learn about your spending habits, make necessary adjustments, and optimize your monthly budget. Bill tracker and subscription manager! You can use PocketGuard as a bill organizer. Once you connect bank accounts the app starts working as a finance tracker. All your bills and subscriptions will be identified automatically and included in your monthly budget. The bill organizer will help you never miss the due date again. PocketGuard bill organizer gives you an easy way to negotiate better rates with your provider. So you can optimize your budget by cutting costs on services you use. PocketGuard subscription manager will help you to find subscriptions you might have forgotten about. This is another money management trick - stop paying for services you no longer need. Set and reach your financial goals! Goals are a key concept of budgeting. As was mentioned before, expense tracking is just a part of the story. Personal finance is made of goals. Let's say you want to spend less on shopping or save more for vacation. These are financial goals. The PocketGuard budget app gives you all the necessary tools to set them properly. Set up your debt-payoff plan! Nobody's perfect and almost anyone has debt to pay off. The question is: do you have a plan? Connect all your credit and loan accounts and we'll show you the way to a debt-free future. Our smart algorithm calculates the most profitable debt repayment strategy so you'll save hundreds or even thousands by paying less in interest! BANK-LEVEL SECURITY We use the same 256-bit SSL encryption as all major banks to ensure your sensitive information is safe and sound. The PocketGuard app also uses PIN codes and biometrics, like Touch ID & Face ID, as an additional security layer. PocketGuard connects to U.S. and Canadian financial institutions only. PocketGuard Plus subscription lengths and prices: Monthly - $12.99* / month Annual - $74.99* / year Prices are in U.S. dollars, may vary in countries other than the U.S., and are subject to change without notice. If you choose to purchase PocketGuard Plus, payment will be charged to your iTunes account. Subscription automatically renews unless auto-renewal is turned off at least 24 hours before the end of the current period. Auto-renewal may be turned off at any time by going to your settings in the iTunes Store after purchase. Any unused portion of a free trial period will be forfeited if you purchase a different subscription plan. Privacy Policy: https://pocketguard.com/privacy/ Terms of Use: https://pocketguard.com/terms/

Screenshots

Reviews

  • Useful for month-to-month budgeting, but not much else

    3
    By The Kitchen Crew
    I switched to PocketGuard after Mint closed down, and had high hopes for the app. Indeed their basic month-to-month budgeting tools function well, can be automated to a decent extent, and provide useful insights about where you are in the month. The two issues that have caused me to stop using the app are as follows: 1) While their institutional syncing works well on the whole, if you do have an issue it puts all of your past transactions - all the work you did to categorize and name them - in jeopardy. For example, when my credit card number was switched due to fraud, it created a duplicate account and the “old” account lost all of its categorizing and naming data which I had worked on over the months. This happened again with a separate syncing problem. Which leads to my second issue… 2) The retrospective analytics are not very robust to begin with - you cannot “slice and dice” your data to the extent you could with Mint or other services - but that becomes a moot point when your data is often being reset in the first place. For myself, half the point of using an app like this is to have analytics to look back on, discover trends, and answer specific questions (eg how much did I spend on rent back in 2022?). Without great analytics to begin with, and without faith that my data would be preserved over time, the app only becomes useful for month-to-month, in the moment budgeting. Which, as I mentioned above, it does excel at to a fair degree.
  • Smooth experience

    5
    By ThisNicknameistaken323
    I’ve had it for a few months and I’m enjoying how it breaks down how I’m spending my money. The app is fast and responsive.
  • Meh, very basic

    2
    By Rain rider
    As a longtime Mint user, I’ve been disappointed in PocketGuard’s functionality. There’s no ability to track trends, overtime or even pull basic reports with summary data. I personally don’t find the budgeting feature to be very intuitive.
  • Looks like a keeper

    2
    By bearded_snip3r
    After downloaded, you’ll have to pay to see if it will work for your needs. Not for me. Deleted.
  • Transactions disappear

    1
    By Mike vgfyuhxsey
    Liked the trial enough to pay for a year. But in the week since entries are disappearing leaving me to have to go through the app and re-enter/sort bills more than once.
  • AI prediction didn’t work well

    2
    By YoungSon19
    The app started to duplicate expenses, and couldn’t predict chunks of my paycheck. This made using the ‘leftover’ feature for seeing where we are at pretty much useless. Not sure why I had so many issues, as it seemed to be well put together, but this app didn’t work well for me.
  • Unstable

    1
    By Schlugo!
    App is very unstable on
  • Budgeting made easy

    4
    By FreeMediaLover
    This is the first budgeting app I have been able to stick with consistently, and it is really helping me to curb unnecessary spending. It’s not perfect - I would love to see previous budgets not just previous spending, but that’s not a dealbreaker. Just have to make sure to check/keep track myself at the end of the month.
  • Pocket Guard

    5
    By Ivy twines
    This is the easiest financial program I’ve ever used. It’s completely and prompts good habits and alerts inform overspending categories.
  • Theoretically good

    2
    By lower_case
    Really good user interface and easy to update and reclassify payments. Unfortunately my monthly totals (insights tab and pie chart) keep summing up incorrectly. Currently at least one category that I know of has been dropped entirely (without me hiding it)

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