PocketGuard・Money&Bill Tracker

PocketGuard・Money&Bill Tracker

By PocketGuard, Inc.

  • Category: Finance
  • Release Date: 2015-01-07
  • Current Version: 5.15.4
  • Adult Rating: 4+
  • File Size: 128.06 MB
  • Developer: PocketGuard, Inc.
  • Compatibility: Android, iOS 16.0
Score: 4.59462
4.59462
From 7,255 Ratings

Description

PocketGuard is a budgeting app for people who want to be on top of their money. Personal finance is made simple by smart algorithms, which means budgeting with PocketGuard is so easy that you don't have to spend your entire life crunching numbers. We take care of all the routines like expense tracking and bill monitoring so you can clearly focus on money management operations. Always know what's in your pocket! A budget is a difference between income and expenses. If it's positive - you're doing well. In any other case, the budget is unbalanced and needs attention. This is where the "Leftover" feature takes action. How much disposable income do you have after paying your bills, saving for your goals, and setting aside enough money for needs and wants? The PocketGuard budgeting app does those calculations for you! Always know the actual safe-to-spend amount so you can fit your monthly budget. Comprehensive analytics! Budget and expense tracking are just a part of the story. If you wanna do money management the right way you need to learn from the data you track. PocketGuard's budgeting app provides you with various reports to let you see personal finances from different angles. Learn about your spending habits, make necessary adjustments, and optimize your monthly budget. Bill tracker and subscription manager! You can use PocketGuard as a bill organizer. Once you connect bank accounts the app starts working as a finance tracker. All your bills and subscriptions will be identified automatically and included in your monthly budget. The bill organizer will help you never miss the due date again. PocketGuard bill organizer gives you an easy way to negotiate better rates with your provider. So you can optimize your budget by cutting costs on services you use. PocketGuard subscription manager will help you to find subscriptions you might have forgotten about. This is another money management trick - stop paying for services you no longer need. Set and reach your financial goals! Goals are a key concept of budgeting. As was mentioned before, expense tracking is just a part of the story. Personal finance is made of goals. Let's say you want to spend less on shopping or save more for vacation. These are financial goals. The PocketGuard budget app gives you all the necessary tools to set them properly. Set up your debt-payoff plan! Nobody's perfect and almost anyone has debt to pay off. The question is: do you have a plan? Connect all your credit and loan accounts and we'll show you the way to a debt-free future. Our smart algorithm calculates the most profitable debt repayment strategy so you'll save hundreds or even thousands by paying less in interest! BANK-LEVEL SECURITY We use the same 256-bit SSL encryption as all major banks to ensure your sensitive information is safe and sound. The PocketGuard app also uses PIN codes and biometrics, like Touch ID & Face ID, as an additional security layer. PocketGuard connects to U.S. and Canadian financial institutions only. PocketGuard Plus subscription lengths and prices: Monthly - $12.99* / month Annual - $74.99* / year Prices are in U.S. dollars, may vary in countries other than the U.S., and are subject to change without notice. If you choose to purchase PocketGuard Plus, payment will be charged to your iTunes account. Subscription automatically renews unless auto-renewal is turned off at least 24 hours before the end of the current period. Auto-renewal may be turned off at any time by going to your settings in the iTunes Store after purchase. Any unused portion of a free trial period will be forfeited if you purchase a different subscription plan. Privacy Policy: https://pocketguard.com/privacy/ Terms of Use: https://pocketguard.com/terms/

Screenshots

Reviews

  • Subscription required

    1
    By justdontgetthisapp
    There’s no free version which is so disappointing, a little ironic that an app to help you save and track money is just another subscription 🙄🙄
  • Annoying

    3
    By BubblesMomma83
    I paid for a year subscription and everytime I open my app it’s an ad advertising a year subscription
  • Won’t Even Let Me Sign Up

    1
    By bforce
    So I decided after researching that I wanted to try this app. Went and created user/password and then it asks me for my phone number to verify. Put in my phone and click - ERROR - but it does send me the text! I just can’t do anything with the number they texted me because I can’t move on after the error message. If it can’t get this right…yikes! Look elsewhere.
  • App error/ support no working

    1
    By Ronaldo Puertas
    Since April, I haven't been able to update one of my accounts in the app. It's in a constant loop. I can't reconnect to the bank, delete it, or do anything else. Support doesn't work and they can't solve the problem.
  • Updated and now cannot log in. PAID USER

    1
    By Tayb2016
    No way for me to contact help. I’ve used this app for almost 2 years and now I can’t login to the account that has paid for all the bells and whistles. When I tried to make a new one I also couldn’t log in to even get help. Contact me devs. The sign in button is dim and cannot be pressed either logging in or even creating a new account with Apple ID
  • Beware

    1
    By Annawc67544647
    The app said I was getting a 7 day free trial and then charged me up front and now refuse to refund me. Beware signing up for a trial if you aren’t sure you want to keep the app.
  • CONSTANT bugs. Save yourself the trouble.

    1
    By PocketguardUser
    **An update after a few months: Now, I can't even edit my transactions without an error message. This is ridiculous. I wish I could put zero stars** I've been a user for 2-3 years and the app started off great. Over the past year and a half, they keep rolling out updates that consistently make the app function worse and worse. The sync to my bank is no longer working (it now picks up one account but not the other). It will randomly change the labels for my budgets. I'm not sure it's even worth keeping at this point. Save yourself the headache and choose a different app.
  • Recent July update is bad

    1
    By Grouchy BC I got no sleep
    The app is no longer working for me since I updated it yesterday. I was going to pay for a subscription but cancelling now bc I can’t even use the app!
  • Flexible

    5
    By Lukeismad
    The hard part of tracking finances is that there are unexpected things every month for our family. I love how this is flexible and gives you all of your committed money for the month at a glance on one screen.
  • Constantly changing categories

    1
    By Mikewo921
    Liked the app, good setup, easy to use. I could see using it long term if it worked properly. Attempted to use for two months, and transactions that I recategorized CONSTANTLY revert back to previous category. Even after waiting for them to go from pending to posted, transactions would still revert to previous category, even when rules were not instituted. Impossible to use as a budgeting app when some transactions had to be categorized 3 or 4 times. Refund process has been difficult.

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