PocketGuard – Budgeting App

PocketGuard – Budgeting App

By PocketGuard, Inc.

  • Category: Finance
  • Release Date: 2015-01-07
  • Current Version: 5.18
  • Adult Rating: 4+
  • File Size: 134.93 MB
  • Developer: PocketGuard, Inc.
  • Compatibility: Android, iOS 16.0
Score: 4.58478
4.58478
From 7,319 Ratings

Description

PocketGuard is a budgeting app for people who want to be on top of their money. Personal finance is made simple by smart algorithms, which means budgeting with PocketGuard is so easy that you don't have to spend your entire life crunching numbers. We take care of all the routines like expense tracking and bill monitoring so you can clearly focus on money management operations. Always know what's in your pocket! A budget is a difference between income and expenses. If it's positive - you're doing well. In any other case, the budget is unbalanced and needs attention. This is where the "Leftover" feature takes action. How much disposable income do you have after paying your bills, saving for your goals, and setting aside enough money for needs and wants? The PocketGuard budgeting app does those calculations for you! Always know the actual safe-to-spend amount so you can fit your monthly budget. Comprehensive analytics! Budget and expense tracking are just a part of the story. If you wanna do money management the right way you need to learn from the data you track. PocketGuard's budgeting app provides you with various reports to let you see personal finances from different angles. Learn about your spending habits, make necessary adjustments, and optimize your monthly budget. Bill tracker and subscription manager! You can use PocketGuard as a bill organizer. Once you connect bank accounts the app starts working as a finance tracker. All your bills and subscriptions will be identified automatically and included in your monthly budget. The bill organizer will help you never miss the due date again. PocketGuard bill organizer gives you an easy way to negotiate better rates with your provider. So you can optimize your budget by cutting costs on services you use. PocketGuard subscription manager will help you to find subscriptions you might have forgotten about. This is another money management trick - stop paying for services you no longer need. Set and reach your financial goals! Goals are a key concept of budgeting. As was mentioned before, expense tracking is just a part of the story. Personal finance is made of goals. Let's say you want to spend less on shopping or save more for vacation. These are financial goals. The PocketGuard budget app gives you all the necessary tools to set them properly. Set up your debt-payoff plan! Nobody's perfect and almost anyone has debt to pay off. The question is: do you have a plan? Connect all your credit and loan accounts and we'll show you the way to a debt-free future. Our smart algorithm calculates the most profitable debt repayment strategy so you'll save hundreds or even thousands by paying less in interest! BANK-LEVEL SECURITY We use the same 256-bit SSL encryption as all major banks to ensure your sensitive information is safe and sound. The PocketGuard app also uses PIN codes and biometrics, like Touch ID & Face ID, as an additional security layer. PocketGuard connects to U.S. and Canadian financial institutions only. PocketGuard Plus subscription lengths and prices: Monthly - $12.99* / month Annual - $74.99* / year Prices are in U.S. dollars, may vary in countries other than the U.S., and are subject to change without notice. If you choose to purchase PocketGuard Plus, payment will be charged to your iTunes account. Subscription automatically renews unless auto-renewal is turned off at least 24 hours before the end of the current period. Auto-renewal may be turned off at any time by going to your settings in the iTunes Store after purchase. Any unused portion of a free trial period will be forfeited if you purchase a different subscription plan. Privacy Policy: https://pocketguard.com/privacy/ Terms of Use: https://pocketguard.com/terms/

Screenshots

Reviews

  • Awesome sauce

    5
    By DaLukeSterr
    Awesome program. It took me about a year to get everything all sorted, but it is really helping me stick to a budget and pay off my debts. It is very easy interface.
  • Ipad version?

    4
    By arrobles
    Great app! Needs ipad version
  • Really great app

    5
    By -Bigfoot-
    Use it everyday and it’s incredibly helpful in helping me visually see my finances and where my budget sits throughout the month.
  • Doesn’t work

    1
    By smitteninsemichigan
    I liked this for awhile until it got progressively worse - Pending transactions don’t sync so you can’t categorize purchases for 5-7 days (at which time I forget what they are) and all my accounts randomly unsync so I’ll think I have a certain amount of money left for the month but there are purchases that aren’t loaded. I purchased another product that works much better with 7 months left in this subscription but I can’t seem to get anyone to reply about a refund for the unused potion so I’m out $50
  • nothing about this is free

    1
    By usergirlboss
    there are no free options. you literally can’t continue in the app unless you pay. i should not be paying for an app that is made to help me save money.
  • Latest update - nothing works

    5
    By Smithaf24
    Love the app but hoping this gets to the right folks. After latest update today 11/18, any action to recategorize items is giving a 500 error. Also every category is showing 0 spend and progress bar is empty even though transactions are present. Seems like update has fatal flaw(s) and should be rolled back or hot fixed
  • Best tracker, but not perfect

    5
    By Saxamaphonagraph
    I love this app. It’s the best budget tracker, but they removed my favorite feature. I used to love seeing my total liabilities across all accounts in the forefront of the dashboard so I could plan how much money to keep in my checking account, but now it takes a bunch of clicks to get there. Aside from that, responsive team, constant improvements, and pretty great interface and automation.
  • Won’t sync USAA

    1
    By mikewillis
    I don’t know what’s happened to PocketGuard but it no longer syncs to USAA. I’ve deleted and reinstalled the account. It sees the total but won’t update any transactions anymore. Cancelling PocketGuard
  • Spam emails

    1
    By el20111974
    Can’t unsubscribe
  • Annoying

    1
    By aryku7m
    They will send you 20 emails a day, extremely annoying and hard to turn that off

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