PocketGuard・Money&Bill Tracker

PocketGuard・Money&Bill Tracker

By PocketGuard, Inc.

  • Category: Finance
  • Release Date: 2015-01-07
  • Current Version: 5.4.6
  • Adult Rating: 4+
  • File Size: 101.87 MB
  • Developer: PocketGuard, Inc.
  • Compatibility: Android, iOS 14.0
Score: 4.64313
4.64313
From 6,941 Ratings

Description

PocketGuard is a budgeting app for people who want to be on top of their money. Personal finance is made simple by smart algorithms, which means budgeting with PocketGuard is so easy that you don't have to spend your entire life crunching numbers. We take care of all the routines like expense tracking and bill monitoring so you can clearly focus on money management operations. Always know what's in your pocket! A budget is a difference between income and expenses. If it's positive - you're doing well. In any other case, the budget is unbalanced and needs attention. This is where the "IN MY POCKET" feature takes action. How much disposable income do you have after paying your bills, saving for your goals, and setting aside enough money for needs and wants? The PocketGuard budgeting app does those calculations for you! Always know the actual safe-to-spend amount so you can fit your monthly budget. Comprehensive analytics! Budget and expense tracking are just a part of the story. If you wanna do money management the right way you need to learn from the data you track. PocketGuard's budgeting app provides you with various reports to let you see personal finances from different angles. Learn about your spending habits, make necessary adjustments, and optimize your monthly budget. Bill tracker and subscription manager! You can use PocketGuard as a bill organizer. Once you connect bank accounts the app starts working as a finance tracker. All your bills and subscriptions will be identified automatically and included in your monthly budget. The bill organizer will help you never miss the due date again. PocketGuard bill organizer gives you an easy way to negotiate better rates with your provider. So you can optimize your budget by cutting costs on services you use. PocketGuard subscription manager will help you to find subscriptions you might have forgotten about. This is another money management trick - stop paying for services you no longer need. Set and reach your financial goals! Goals are a key concept of budgeting. As was mentioned before, expense tracking is just a part of the story. Personal finance is made of goals. Let's say you want to spend less on shopping or save more for vacation. These are financial goals. The PocketGuard budget app gives you all the necessary tools to set them properly. Set up your debt-payoff plan! Nobody's perfect and almost anyone has debt to pay off. The question is: do you have a plan? Connect all your credit and loan accounts and we'll show you the way to a debt-free future. Our smart algorithm calculates the most profitable debt repayment strategy so you'll save hundreds or even thousands by paying less in interest! BANK-LEVEL SECURITY We use the same 256-bit SSL encryption as all major banks to ensure your sensitive information is safe and sound. The PocketGuard app also uses PIN codes and biometrics, like Touch ID & Face ID, as an additional security layer. PocketGuard connects to U.S. and Canadian financial institutions only. PocketGuard offers a premium subscription - PocketGuard Plus - which gives you access to additional features and is not required to use PocketGuard. PocketGuard Plus subscription lengths and prices: Monthly - $12.99* / month Annual - $74.99* / year Prices are in U.S. dollars, may vary in countries other than the U.S., and are subject to change without notice. If you choose to purchase PocketGuard Plus, payment will be charged to your iTunes account. Subscription automatically renews unless auto-renewal is turned off at least 24 hours before the end of the current period. Auto-renewal may be turned off at any time by going to your settings in the iTunes Store after purchase. Any unused portion of a free trial period will be forfeited if you purchase a different subscription plan. Privacy Policy: https://pocketguard.com/privacy/ Terms of Use: https://pocketguard.com/terms/

Screenshots

Reviews

  • Cannot link/authenticate TD Canada account

    1
    By DK_TO
    3 weeks ago, perfectly valid TD Bank login credentials started failing in this app. It’s useless.
  • Subscription Trap

    1
    By Hexleon
    Making you pay for another subscription after paying $75 for one year is insane.
  • Just ok.. lots of syncing errors

    2
    By MCot18
    I have an American Express card and recently it’s started to disconnect from pocket guard and is the biggest hassle to log back into. I also noticed that at least once a week my transactions are moved out of the “Budgets” I assigned them to previously, so I have to go back and do it again. It’s a good concept of an app but there are many bugs that make it frustrating. I’d also like the ability to see from month to month where I’m at versus just one single month… rename certain transactions differently.. several things like that that just don’t have the customization.
  • Love this app

    5
    By JKwon7
    I’ve always been a Mint user but found PocketGuard and haven’t skipped a beat! Really like the functionality of this app with the best support team!
  • Full budget armor

    5
    By Gemma the smatie
    Anyone seeking financial confidence should look no further. This app gives you the tools to take control of your financial health.
  • PocketGuard no longer supports Amex

    1
    By Kingsized123
    Purchased the full version, worked for a month until it had sync issues with credit cards (Mastercard and Amex). They rolled out Plaid to try and fix the integration, however this has not worked. In discussions with support they have responded We hate to tell you this, but American Express credit card doesn’t allow our data provider to build a sustainable integration with PocketGuard, which resulted in the issue you face. Resolution turnaround is unknown.
  • Bank Connect Didn’t Work

    1
    By jlponline
    I don’t know what verification service they use but it didn’t work with my bank couldn’t use the app unfortunately, maybe if I change banks in the future i’ll try again
  • Expected more

    2
    By Kariopey
    There are simpler ways to do about things that I had expected. Sort of give more options to the users who wants it. For one, there is no easy way to access any categories that I made without getting deep into each layer. I like to just categorize into whatever category I made but thats so so hard to access. Second, for each category, there is no ‘money in’ tabs and ‘money out’. So i dont know how much I received money on a particular category or so since there is no distinction. Third, I like to see my spending details by month. I selected January then I saw my self made category and clicked it and I was presented with all the items that are in that particular category up till this day. Fourth, if I don’t include a certain spending in any category, it will automatically put it into its own generated category (which is fine by me) but it is not shown in the ‘overview’ tabs which is very frustrating. I was giving this a try but now Im just contemplating into going back to just an excel sheet. I used Wallet by BudgetBakers before and I liked it except the fact that it can’t import csv pretty well w/o its own issues and some minor bugs. I just want more choices to those who wants better control of their finances instead of expecting the app to do it for them. Everyone is different.
  • Not able to get free version

    1
    By Asecks
    If you have read online as I have reviews in Jan 2024 that there is a free version, there isn’t. Apparently they saw all the prior Mint users (like myself) looking for a new budget app and decided to drive greater profit off it. If I am gonna pay, there are better options out there based on my research like Simplifi.
  • App Stopped Working No Support

    1
    By mattfrancois
    The app stopped syncing with my bank more than two weeks ago. I contacted support and never received a reply. Completely unacceptable for a subscription based service.

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