Ditch: Pay Off Debt Faster

Ditch: Pay Off Debt Faster

By Ditch Technologies

  • Category: Finance
  • Release Date: 2023-09-14
  • Current Version: 1.2.6
  • Adult Rating: 17+
  • File Size: 78.79 MB
  • Developer: Ditch Technologies
  • Compatibility: Android, iOS 15.0
Score: 4.29629
4.29629
From 54 Ratings

Description

Ditch your debt with automated payoffs and smart planning tools—all in one powerful app. Debt sucks, but paying it off doesn't have to. With Ditch, every purchase you make brings you closer to debt-free—no stress, no spreadsheets, no overthinking. Just effortless Payoffs that chip away at your debt while you live your life. Ready to take control of your financial future with Ditch? Here’s how Ditch makes debt-free living possible: - Roundups to Debt: Send roundups from your purchases directly to your loans. Every spare cent counts! Add a boost to amplify your impact and watch as automated Payoffs chip away at your debt in the background. - Smart Debt Tracking: See all your loans and progress in one place. Track balances and payments, and get personalized recommendations. - AI Financial Assistant: Get tailored insights and answers about debt, spending, and budgeting whenever you need them. - Debt-Friendly Budgeting: Learn where your money is going, and find easy ways to save and pay off debt faster. - Interactive Learning: Level up your financial skills with bite-sized financial lessons designed to help you master money management. - Secure & Private: Your data belongs to you, always. Delete anytime with no strings attached. Why Ditch? Debt doesn’t have to define you. Let Ditch turn small steps into big results, bringing your debt-free future closer with every transaction. Popular Use Cases: - Automate spare change to pay off student loans. - Track and pay down credit card debt effortlessly. - Plan for a debt-free life with easy budgeting and smart AI tools. - Start your debt payoff journey today—download Ditch and take control of your finances. Privacy & Terms Your security matters. Access our privacy policy at https://ditch.io/privacypolicy and terms of service at https://ditch.io/termsofservice. By downloading this app, you agree to Apple's standard Terms of Use, which you can find here: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ You can find our privacy policy at: https://ditch.io/privacypolicy And our terms of service at: https://ditch.io/termsofservice By downloading this app, you agree to Apple's standard Terms of Use, which you can find here: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Reviews

  • subscription & processing fees

    3
    By juliajohnson16
    honestly such a good idea and this app will go very far and be very successful in the future! most people just want a cheaper option than a subscription!!
  • Ditch blew me away

    5
    By mjbtde
    I never write review yet here we are. I’ve paid off $1,800. Pretty unbelievable because frankly I never feel the payments go out of my account. I’ve used other round-up apps but the ui/ux here is light years beyond everyone else. Props to the team.
  • Surprisingly useful

    5
    By seandury
    I never write reviews but this one is well deserved. I was so pleasantly surprised with how easy it was to set everything up. How good the UI/UX is, and how actually useful the round ups are. Good job team.
  • Great app but expensive

    2
    By King.Joseph
    Very beneficial app but for $10 a month I can easily just scheduled auto payments myself
  • This actually works

    5
    By lpbl1996
    I don’t normally write reviews but I have been using Ditch for a few months now and paid off $2,350 off my student loans. Getting set up was not as easy as I’d like but definitely worth it. Five starts for me.
  • Great Product

    5
    By jgirlka717
    Awesome product to slowly start chipping away at my debt in the background!
  • Best debt paydown app

    5
    By Soey224
    What a great and easy way to pay off my car! My goal is to pay off my car this year and I I can finally do that with the help of this app. Brilliant idea for an app, and definitely my new fave. I recommend this to anyone!!!
  • Great app and tool

    5
    By c.prega
    The most effective approach to paying down debt while maintaining financial comfort.
  • Best financial app for debt payoff

    5
    By Jenwand
    It’s a great way to pay off your debt faster. Super easy and effective!
  • Not Free, and this onboarding process is awful

    1
    By A review nickname not taken
    If you aim to pay $500 off your debt each month, you’ll be paying $29 a month after fees and the subscription cost. Just put that money towards your debt, you’ll be better off. On onboarding: I’m a patient person, I don’t mind long onboardings when it makes sense and the end result is worthwhile. I’ve logged into Plaid and my bank accounts over 20 times, including 2FA, and I am on step 3. Most apps will just require a single Plaid connection. Very, very poor engineering

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