Monarch: Budget & Track Money

Monarch: Budget & Track Money

By Monarch Money, Inc.

  • Category: Finance
  • Release Date: 2020-11-18
  • Current Version: 2.0.43
  • Adult Rating: 4+
  • File Size: 75.12 MB
  • Developer: Monarch Money, Inc.
  • Compatibility: Android, iOS 14.0
Score: 4.88633
4.88633
From 53,182 Ratings

Description

Consider Monarch your home base for money clarity. Simplify your finances by bringing all your accounts into one easy view, have confidence in always knowing where your money is and where it's going, and collaborate with your partner or financial professional to track, budget, and reach goals together. Monarch has been recognized by the Wall Street Journal as the “Best Budgeting App,” by Forbes as the “Best Mint Replacement” and by Motley Fool as the “Best Budgeting App for Couples and Families.” Getting started is simple. Connect your accounts and Monarch will auto-categorize your finances, giving you actionable insights in minutes. Customize your dashboard to give you the information you need at a glance, including your net worth, recent transactions, how you’re tracking toward your budget, investment performance, and upcoming expenses. Monarch makes it easy to take steps today to build toward your long term plans, all in one simple and collaborative financial tool. Track - Connect your accounts and see everything in one place so you can get a clear view of how your money is moving and track progress on your net worth. - Always know what’s around the corner with subscriptions and bills tracked in one easy calendar or list view and notifications so you don’t miss a payment. - Keep an eye on subscriptions so you can cancel what you no longer need. - Sync with your credit cards and loans and Monarch will provide statement balances and minimum payment due. - Search for any transaction, across all of your accounts - no shuffling between apps to find charges or refunds. - View and customize reports for quick insights on your spending across groups and categories and trends over time. Budget - Monarch offers two ways to budget - Flex Budgeting or Category Budgeting - so you can choose to have the structure or flexibility you need and make budgeting feel easy. - Get a quick view of your budget progress with visual progress bars and a dashboard widget. - Customize your groups and categories, emojis, and your notifications to keep you on track. Collaborate - Add your partner or other household members and team up on your finances, whether you choose to have joint bank accounts or not. All at no extra cost. - Invite your advisor, financial coach, tax professional or estate planning attorney so they can give you accurate advice with little effort required of you. Plan - Create and track progress toward your medium and long term goals. - Set up contributions toward your goals within your monthly budget, and watch your savings compound over time. A Membership With You in Mind Our focus is on building a product that can transform your relationship to money, bringing clarity and confidence to your financial life. As a Monarch member, you’ll get access to all the new features we build and have the opportunity to vote on and provide feedback for new features on our roadmap. We build with the feedback from our community in mind. No Ads Monarch is not supported by advertisers and is designed with the sole purpose of making it easy and intuitive for you to manage your finances. That means we will never interrupt your experience with ads or try to sell you another financial product you don’t need. Private and Secure Monarch uses bank-level security, and we never store any of your financial credentials. Our platform is read-only, so there is no risk of your money moving. We take your privacy seriously and will never sell your personal or financial information to third parties. MEMBERSHIP DETAILS Monarch is free to try for 7 days. After your trial period, a membership fee will be billed either monthly or annually, depending on which plan you select. Privacy Policy: https://www.monarchmoney.com/privacy Terms of Use: https://www.monarchmoney.com/terms

Screenshots

Reviews

  • Citibank broken

    2
    By MarcoDub
    Please fix and will improve my rating.
  • Just what I needed!

    5
    By Confabulor
    Tried rocket money and empower and they were okay, but monarch does what I need. Being able to have sub-categories within a broader group makes it easier to really see where my money is going. Would recommend.
  • Quality Budgeting App

    5
    By Gmarin73
    I have used Monarch for about six months now. I switched from CoPilot because the previous was very glitchy and slow to load data. I have found Monarch reliable, easy to use, and insightful. I am also pleased that you can view reports on your computer which is a great way to review your activity at month’s end
  • Keeps getting better!

    5
    By Zweisenthal
    I’m submitting a second review because I love this app so much. It’s truly the best budgeting and tracking app. I love the integration to track my vehicles worth and they just added utilization percent for credit cards. The widgets are beautiful too.
  • Budgeting app

    5
    By John0614!
    One of the best budgeting app I used to give me break downs of my spending, far as over view
  • I really wanted to like this

    3
    By Ovid556473
    I really wanted to like this app and I wanted to give it five stars, but I’m pretty disappointed in one feature. Our workplace has rolled over our 401(k) from Fidelity to NWPS 401(k). NWPS 401(k) shows up on their list of connections but when you open it, it says that it does not work and is not functional. I have sent multiple requests that this be corrected and have not received a single response from them. Over the past three weeks I have at least six colleagues that I work with, who, and our collective grievance of the loss of mint, we’re hoping that monarch would be the solution. I just paid for the annual subscription to this, and we found out about the rollover two days later. I’m so disappointed that the team has not responded to me at all, and that nothing has been done to actually addressed this although they made it look like they were open to suggestions through the app- which effectively looks like an empty sweet nothing. I feel like I lost 100 bucks for a dud. In a chat that I am in with for other healthcare providers, all of them found the exact same problem. NWPS 401k (PCG). C’mon Monarch. Pick it up a bit. Help us give you five stars.
  • Disappointed

    1
    By mkay19000
    Unfortunately this app is all over the place when it comes to compiling net worth. It does not synchronize with T.Rowe price, it does not calculate 401k balances into net worth so you still have to log in into separate apps to check balances. The day to day balance checks is ok, but it confuses saving to checking transfers as expenditures in the monthly budget. Its utility in tracking monthly expenses is mostly useless. It’s basically more work to be able to keep track of things in this app than just opening your banking app and investing apps and checking it yourself.
  • Love the product but….,

    5
    By Seeing the future
    Love everything about the product to manage our $$$. However, quit with the 50% off plug on the Home Screen.
  • Love it

    5
    By Lena Yezhov
    This is my third budgeting app for the last 5 years and I think I got my favorite one! I give me every info about my money and even more! I think that’s the best family budgeting tool on the market, as least for me. 5 stars for sure
  • Not user friendly

    2
    By Ortiz4543
    I downloaded and signed up for the free trial and deleted on the same day. This app is not user friendly. It won’t allow you to link all accounts and car accounts. It’s really confusing. I would suggest to yes, try the free trial as you have 7 days, but make sure you spent least 2 hours with no interruptions to ensure it gives you what you are looking for.

keyboard_arrow_up