Copilot: Track & Budget Money

Copilot: Track & Budget Money

By Copilot Money, Inc.

  • Category: Finance
  • Release Date: 2019-08-19
  • Current Version: 7.0.8
  • Adult Rating: 4+
  • File Size: 262.66 MB
  • Developer: Copilot Money, Inc.
  • Compatibility: Android, iOS 15.6
Score: 4.75853
4.75853
From 24,989 Ratings

Description

Apple Design Award Finalist, 2024 "An app that I love and use." - MKBHD "The future of personal finance" - Apple App Store Clear, beautiful, trusted. Copilot Money is the app that makes money simple. Now available for iPhone, Mac, and iPad. Copilot gives you incredible clarity into all your accounts, plus smart ways to categorize, budget, save, view your recurring subscriptions, and more. And without all the "work" of Mint and others, since Copilot learns to auto-categorize your spending — while keeping your data safe with bank-level security. Copilot is on your side, in a world where banks and other apps are trying to sell you, not help you. It's a paid subscription, which means we'll never show you ads for credit cards you don't need, or sell your data to others. And you can chat with us anytime about questions, and even feature requests. Let's reclaim our financial data together! Try Copilot free for one month. It's the best money you'll ever spend! Key features: • Safe & Secure: We safeguard your data with bank-level security. • All in One: Connect over 10,000 institutions, including Venmo, Coinbase, Amazon, and Apple Card — and see the big picture across it all. • Best-in-Class Support: Navigating finances can be complicated. Our dedicated support team is ready to help you every step of the way. • Adaptive Budgets: Copilot uses your habits to create and tweak realistic budgets for you. • Savings Goals: Associate any account and transaction to count towards your goals. • Cash Flow: Visualize how you're doing in three key areas — income, spending, and net income. Easily compare and see trends. • AI Categorization: Thousands of transactions, automatically categorized. • Subscription Tracking: Stay on top of your recurring spending. Even things you forgot! • Investments: View performance, and even benchmark against market indexes. • Custom Notifications: Stay informed, not overwhelmed, on overdraft fees and more. • Dark Mode & Widgets: Customize your experience with Copilot! Learn more at https://www.copilot.money Terms of Service: https://www.copilot.money/terms_of_service Privacy Policy: https://www.copilot.money/privacy_policy Copilot Money currently works with US financial institutions only.

Screenshots

Reviews

  • Makes Organizing Easy

    5
    By Seabas
    Well designed and easy to use. Needs some effort to get categories right, but they really make it easy to set budgeting on autopilot.

  • Best budgeting app ever

    5
    By Juncerton
    I just wish I had this sooner!

  • Had high hopes, but disappointed

    2
    By Rivoli68
    Frustrated that a connection timed out then got duplicated transactions because I tried to re-verify again due to new account. The company can’t fix this after a week. Wasted too much time on this. Some of the dupes won’t even delete. And their reporting ability is non-existent for quick answers or totals. Wasted my money on this app.

  • The Finance Monitoring Solution I’ve Been Seeking for Years

    4
    By shiningsee
    I was never satisfied with other solutions over the years. They were too limited or too complex, buggy, and/or shared way too much about me in exchange for free access. With Copilot monitoring all my accounts, including investments, I’m finally feeling at home. However, one missing feature that I was shocked by is the inability to view, let alone manage rules that you create to automatically categorize and tag transactions. You have to contact support if you want to remove or change a rule! With rules being invisible once created, it’s difficult if not impossible to remember them all. That’s a huge gap in functionality. I may remove a star from my Copilot rating unless there’s progress on filling this gap soon. UPDATE: A year later and no communication whatsoever on the promised UI for editing or even viewing existing transaction name rules. Removing one star for every year Copilot Money developers fail to rectify this major shortcoming.

  • Stuck at login

    1
    By tushargupta1991
    Useless.. stuck at login. No way to reset it.

  • Terrible link to plaid

    1
    By Betty tots
    The CoPilot app itself is solid. The interface is intuitive, the budgeting tools are thoughtfully designed, and the categorization engine is one of the few that actually learns user behavior instead of making a mess after every single transaction. If I were rating only CoPilot’s internal functionality, it would easily be a five-star product. The problem is everything that sits between CoPilot and the banks it needs to talk to. Navy Federal and the Plaid integration are, frankly, hot garbage. Nothing connects correctly, nothing stays synced, and the error messages are so vague that you end up wasting time troubleshooting problems the app can’t fix because the underlying data link simply doesn’t work. Every attempt to authenticate with Navy Federal through Plaid turns into a full-scale exercise in frustration, circular prompts, and outright failure. When the main value of a budgeting app depends on accurate account aggregation, having your primary financial institution break the entire workflow is unacceptable. What makes this even more frustrating is that CoPilot could be outstanding—its design is genuinely strong. But none of that matters if the connectivity layer collapses every single time. When your bank accounts won’t stay linked and half the transactions never load, you’re left with an expensive app that functions worse than a notebook. At this point, using graph paper would be more reliable than dealing with this dysfunctional chain of broken connections. CoPilot deserves credit for what it controls, but Navy Fed and Plaid drag the experience down so far that the usefulness of the app is severely compromised. Until those two decide to operate at even a minimally functional level, CoPilot’s potential is wasted.

  • Sofi

    1
    By Shony188731
    Doesn’t connect with Sofi

  • Truly the best

    5
    By Julio177
    I love the UX in this app, truly minimaist and clean, it finds a way to present in a simple way all your assets, investments and transactions. It is a great way to keep track of your net worth, but also of your recurring subscriptions and purchases. I have been a paying subscriber and really enjoy it.

  • Outstanding

    5
    By TechnoGenie
    No other personal finance tool comes close. There aren’t a million bells whistles - copilot does a few things and does them extremely well. Gives customers organization, clarity, and confidence. Complete worth the cost (albeit low).

  • Transaction issue that cannot be fixed

    1
    By fes3507
    I’ve reduced my rating to one from the previous review because the support team is unwilling to fix the issue I’m facing. The problem is that when I pay using one of my American Express cards, Copilot sometimes fails to capture the transaction. However, Copilot does capture the transaction when the transaction status changes from pending to posted, which is good. But this behavior has a critical issue: it posts to the wrong date and sometimes copies notes from other transactions. This makes it very difficult to keep track of when these transactions actually occurred. After spending a long time with a support representative from Copilot, he told me that this is a Plaid issue and that they can’t do anything about it. I argued that the issue of copying notes from different transactions is Copilot’s problem, not Plaid’s, because the notes are Copilot’s, not Plaid’s. However, he concluded that it was a Plaid issue because Plaid linked these transactions. I’m not convinced because I believe that the copying note behavior is done by Copilot, not Plaid, even though Plaid had the wrong transaction linkage. I asked him to escalate the issue or conduct further investigation with the developers, but he didn’t. So, I ended up leaving this negative feedback in public. Even though it’s a Plaid issue, I don’t care. Plaid’s issue is Copilot’s issue from end user perspective, and they need to fix it. Transaction dates are one of the critical data elements in finance, and I don’t appreciate the Copilot team undervaluing its importance. I hope they read this review and hope to fix this bug, regardless of whether it’s from Plaid or Copilot.

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