Copilot: Track & Budget Money

Copilot: Track & Budget Money

By Copilot Money, Inc.

  • Category: Finance
  • Release Date: 2019-08-19
  • Current Version: 7.1.4
  • Adult Rating: 4+
  • File Size: 271.93 MB
  • Developer: Copilot Money, Inc.
  • Compatibility: Android, iOS 15.6
Score: 4.75774
4.75774
From 26,468 Ratings

Description

Apple Design Award Finalist, 2024 "An app that I love and use." - MKBHD "The future of personal finance" - Apple App Store Clear, beautiful, trusted. Copilot Money is the app that makes money simple. Now available for iPhone, Mac, and iPad. Copilot gives you incredible clarity into all your accounts, plus smart ways to categorize, budget, save, view your recurring subscriptions, and more. And without all the "work" of Mint and others, since Copilot learns to auto-categorize your spending — while keeping your data safe with bank-level security. Copilot is on your side, in a world where banks and other apps are trying to sell you, not help you. It's a paid subscription, which means we'll never show you ads for credit cards you don't need, or sell your data to others. And you can chat with us anytime about questions, and even feature requests. Let's reclaim our financial data together! Try Copilot free for one month. It's the best money you'll ever spend! Key features: • Safe & Secure: We safeguard your data with bank-level security. • All in One: Connect over 10,000 institutions, including Venmo, Coinbase, Amazon, and Apple Card — and see the big picture across it all. • Best-in-Class Support: Navigating finances can be complicated. Our dedicated support team is ready to help you every step of the way. • Adaptive Budgets: Copilot uses your habits to create and tweak realistic budgets for you. • Savings Goals: Associate any account and transaction to count towards your goals. • Cash Flow: Visualize how you're doing in three key areas — income, spending, and net income. Easily compare and see trends. • AI Categorization: Thousands of transactions, automatically categorized. • Subscription Tracking: Stay on top of your recurring spending. Even things you forgot! • Investments: View performance, and even benchmark against market indexes. • Custom Notifications: Stay informed, not overwhelmed, on overdraft fees and more. • Dark Mode & Widgets: Customize your experience with Copilot! Learn more at https://www.copilot.money Terms of Service: https://www.copilot.money/terms_of_service Privacy Policy: https://www.copilot.money/privacy_policy Copilot Money currently works with US financial institutions only.

Screenshots

Reviews

  • Clean, crisp UI and UX

    5
    By rvsaatvik
    Highly recommend if you're moving away from mint!

  • I’ve tried them all

    5
    By Tpeterson44
    The YNAB’s, the Simplifi’s, the Monarch’s. You name it, I’ve used it. So far, for me, Copilot is the everyday finance tool. I love the user interface, the functionality is superb, it connects to my accounts flawlessly and the support has been outstanding. It’s not perfect, but not a single product out there is. You’ll find some things you don’t like, but overall, this one is a keeper.

  • Frugal spending

    4
    By Joe183748492
    When I first got a salary, I needed a way to track my money, I had looked into a few apps and landed on Copilot. It's got a really clean user interface and once set up properly to your monthly bills/spending habits, it is incredibly helpful. I'm very cautious and frugal with my hard earned money and I want to achieve financial independence at a young age, and Copilot helps me stay within my spending limits and shows me where I'm spending too much. In 2025 I was able to save 41% of my after tax income and I live completely on my own in Denver. Overall great app. Only downside is I wish they had a non-Apple compatible version I could use on my Dell PC

  • Not Good for Investment Accounts

    2
    By WadeFL
    Cool app with powerful features, but not great for those with investment accounts. There is no transaction information associated with investment accounts, which means that direct deposit contributions into those accounts can’t be included in overall income. This makes cash flow data inaccurate. Their workaround is to add a manual depository account and enter investment contributions into that account so that they are included in income, but there is no support for automatic recurring deposits in a manual depository account. That means that direct deposits into investment accounts have to be manually added to the depository account every time they occur. That’s just too much manual work on too frequent a basis for this app to provide the value it promises.

  • Best personal finance app there is

    5
    By BradH19
    When my previous finance app decided to drop real-time monitoring capabilities… I was forced to transition to a new app. Lucky for me.. I didn’t just transition, I upgraded. Copilot Money is hands down the best app on my phone. It’s the only app I’ve ever used that allows you to drill down to the penny on every expense, balance, cost, bill, you name it. If you’re a fan of ‘nerding out’ on your financial picture… and enjoying the capability to create categories for spending using emojis (!)… this is the app for you. I can’t recommend it enough. Congrats to the Copilot team for building something special and shoutout to them for always being available to answer questions!!

  • Changed my life

    5
    By Dr. Bixler
    I love copilot. My wife has started using it too. It’s perfect for obsessive control freaks like me.

  • Not the one

    1
    By R3Dske
    Too much work and support won’t even help.

  • The Finance Monitoring Solution I’ve Been Seeking for Years

    3
    By shiningsee
    I was never satisfied with other solutions over the years. They were too limited or too complex, buggy, and/or shared way too much about me in exchange for free access. With Copilot monitoring all my accounts, including investments, I’m finally feeling at home. However, one missing feature that I was shocked by is the inability to view, let alone manage rules that you create to automatically categorize and tag transactions. You have to contact support if you want to remove or change a rule! With rules being invisible once created, it’s difficult if not impossible to remember them all. That’s a huge gap in functionality. I may remove a star from my Copilot rating unless there’s progress on filling this gap soon. UPDATE: A year later and no communication whatsoever on the promised UI for editing or even viewing existing transaction name rules. Removing one star for every year Copilot Money developers fail to rectify this major shortcoming.

  • A must have personal finance app

    5
    By Anusan Siva
    I wanted an app to track my spending, investments and overall net worth. I’ve been using it for over 2 years now and it’s life changing. The graphs and analysis are beautiful. I’m able to see exactly where all my spend is going and plan for my future. I’d recommend this app to anyone.

  • If no new functionality, why charge subscription?

    1
    By Shepherd611
    The app has literally been the same in the last 2 years during my subscription. If you’re not improving the app in any shape and form, why would anyone pay for a subscription? It's hilarious that the developer brags about “adding cash flow/goals/ipad app” as worth charging the subscription. Dude, these are very basic functions that even Excel spreadsheets can handle. Do you seriously think you deserve to charge over $150 (2-year subscription) from each user for these basic functions?!

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