YNAB

YNAB

By You Need A Budget LLC

  • Category: Finance
  • Release Date: 2015-10-20
  • Current Version: 25.19
  • Adult Rating: 4+
  • File Size: 111.59 MB
  • Developer: You Need A Budget LLC
  • Compatibility: Android, iOS 17.0
Score: 4.80535
4.80535
From 56,117 Ratings

Description

Where does all your money go? Exactly where you tell it to! “We started YNAB January 1st with $37 saved and ended the year with $42,000. Plus we paid $14,000 cash for a new roof.” -Kyle, YNAB user since 2020 If you’re like the average YNABer (just AVERAGE), you’ll save $600 in the first two months. And $6,000 in the first year. But you might experience something much more powerful than a growing bank account balance or paid off credit cards: 92% of YNABers report feeling less stressed since starting YNAB. “YNAB has removed the stress of money from my life and in doing so has helped make me a better husband. It's like I got to remove a personal flaw I had never been able to fix." -Kyle, again. We didn’t even pay him to say this, but maybe we should. Every dollar represents you—it’s the product of your energy. You work too hard for all that to go to waste. We’ll show you how to give every dollar a job, so your paychecks are working toward your priorities and values, your wants and needs, your work and your play. Your money is your life. Spend it well with YNAB. Start your one-month free trial today! Features: BUILT FOR PARTNERS & FAMILIES -Up to six people can share budgets on one YNAB subscription -Simplifies sharing finances with a partner -Cheaper than couples counseling PAY OFF YOUR DEBT -Loan planner tool -Calculate time and interest saved -A debt-paying community to cheer you on IMPORT TRANSACTIONS AUTOMATICALLY -Securely link financial accounts to bring in transactions -Option to add transactions manually -Experience the oddly satisfying routine of categorizing transactions NO ADS -Privacy protection -No in-app ads -No third-party product pitching. Ew. VIEW YOUR FINANCIAL PICTURE ALL IN ONE PLACE -Net worth report -Spending breakdown -Income vs expense report SET & REACH GOALS FASTER -Track expenses -Set spending targets -Visualize progress as you go REAL HELP FROM REAL HUMANS -Award-winning support team -Free live workshops -Real people (who aren’t perfect either) “My wife and I can attest to the fact that the average budgeter saves around $600 in 2 months. We did! We love everything about YNAB except that WE DIDN’T START SOONER!!!!!!!!!” -Gideon, YNAB user since 2019 "I never, ever thought I'd see this, and yet here it is: CREDIT CARD BEAST DEFEATED!” -@taber “I’m sleeping better now. Our arguments about money have magically evaporated.” -Jonathan, YNABer (former Mint user) "My fiance and I will be paying for our wedding without any loans because of YNAB." -@Thai_Jonny “A year of YNAB costs less than a massage and is a heck of a lot better for reducing stress.” -Kat, YNAB user since 2016 Your money is your life. Spend it well with YNAB. Free for 30 Days, then Monthly/Annual Subscriptions Available Subscription Details -YNAB is a one-year auto-renewable subscription, billed monthly or annually. -Payment will be charged to iTunes Account at confirmation of purchase. -Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. -Account will be charged for renewal within 24-hours prior to the end of the current period. -Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. -Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096) Terms of Use: https://www.ynab.com/terms/?isolated Privacy Policy: https://www.ynab.com/privacy-policy/?isolated California Privacy Policy: https://www.ynab.com/privacy-policy/california-privacy-disclosure?isolated

Screenshots

Reviews

  • Crucial budgeting tool

    5
    By Caitc2
    I’ve used YNAB since 2020 and it’s totally transformed the way I handle money. The video tutorials are super helpful when you’re first starting out. Customer service is consistently great, and they’re always coming out with fresh updates. I couldn’t do life without it at this point!
  • Essential and great app

    5
    By tzsqueezy
    This is one of my top apps and one of the few I’d say are essential. It functions well, feels natively built. Cross platform. And the actual functionality and money philosophy behind it is how I prefer to track, save, and spend my money. It’s a game changer and works with any banking and credit accounts, so they’re not tied together, so you can bring YNAB with you to whatever banks and financial companies you may move to over the years. Their customer support is also a breath of fresh air: super helpful and responsive. This company is thoughtful and that means I’m willing and happy to pay them. Unlike most other companies.
  • Annual subscribers beware

    2
    By Poiunty
    There is no refund if you cancel early despite what they claim! They do claim to offer a pro-rated refund but it’s not available when you try to claim it.
  • Game changer/Life saver

    5
    By A E T
    YNAB has completely changed my life and the way I feel and look at my money. I have tried everything else on the market and my own spreadsheet system, but NOTHING compares to YNAB. My eternal gratitude to these people for inventing and continually improving the perfect life planning app.
  • I’m being forced to use the mobile app on Ipad

    1
    By RAM in NM
    I’ve been a YNAB user for a long time. I greatly prefer using the web interface and the only time I use the mobile app is on the phone to enter a transaction while out. In the past, while traveling, I have been able to use the web interface on a browser on my iPad. Using the magic keyboard with the iPad makes this just like using YNAB on my home computer. Now, while traveling, I have found that the web interface refuses to open and instead gives me a message to download the mobile app. This is even when forcing the browser to request the desktop webpage. I absolutely hate using the mobile app, and I should be allowed to use the web interface through a browser if I so choose. This type of change has pretty much put me over the edge with YNAB and I’m very likely to cancel my subscription at the end of the current period. I’m currently trying out Actual, and it is looking pretty good.
  • Used to be 5⭐️

    4
    By NameGoHere
    Used to be better before the latest update that changed how you transferred money.
  • Bring back tapping to open edit when approving new transactions

    1
    By PorscheDude5693
    I have been an avid YNAB user for over 10 years, this app has reframed the way I was thinking about money. In an effort to remain fresh they keep changing things that do not need changed. I’ve accepted most of these but it fills me with rage every single time i go to categorize transaction that are imported now. In the past you just tapped on it and it opened to edit and categorize now two useless buttons come up and you have to select one, both of which do the same thing as tapping on the transaction used to do. Please bring back the old way and allow it to just open then transaction when tapped. This is so annoying that I’m looking at other options for the first time in a decade.
  • Can't use it

    1
    By Tami in PA
    All I get is a login screen when I open the app. No option to create an account. 🤷‍♀️
  • It’s $100 for a year.

    1
    By searchparties
    i don’t understand how we’ve all come to accept insane subscriptions. i think the app is great. i hadn’t figured it out to a functional level during the free trial, and now i’ve just got to find another app. genuinely $100 annual is whack.
  • Upgrades have ruined this

    1
    By Megellcor
    I have used YNAB for over five years, but I’m calling it quits. It has completely changed in the last year, I’m never able to balance my budget. There’s duplicate amounts constantly that I’m having to correct. It doesn’t remember month-to-month the same categories I’ve always used. I’ve even restarted a budget from zero because I was so sick of not being able to fix errors and I’m right back where I was with multiple incorrect reconciliations. I used YNAB because it was so intuitive but it no longer is. I’m going to try quicken.

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