YNAB

YNAB

By You Need A Budget LLC

  • Category: Finance
  • Release Date: 2015-10-20
  • Current Version: 25.36
  • Adult Rating: 4+
  • File Size: 136.17 MB
  • Developer: You Need A Budget LLC
  • Compatibility: Android, iOS 18.0
Score: 4.79402
4.79402
From 57,695 Ratings

Description

Have you ever worried about money? You are not alone. Download YNAB, get good with money, and never worry about money again. “We started YNAB January 1st with $37 saved and ended the year with $42,000. Plus we paid $14,000 cash for a new roof.” -Kyle, YNAB user since 2020 Start your free one-month trial and stop feeling like you’re bad with money. “YNAB has removed the stress of money from my life and in doing so has helped make me a better husband. It's like I got to remove a personal flaw I had never been able to fix." -Kyle, again. We didn’t even pay him to say this, but maybe we should. Why YNAB? -92% of YNAB users report feeling less stressed about money since starting. -The average user saves $600 in the first month, and $6,000 in the first year. “A year of YNAB costs less than a massage and is a heck of a lot better for reducing stress.” -Kat, YNAB user since 2016 Benefits and Features STOP ARGUING ABOUT MONEY …and start planning your life, together -Create and share unlimited plans with up to six people with one subscription -Real time updates between devices make it easy to keep everyone informed -Cheaper than couples counseling STOP DROWNING IN DEBT …and start seeing progress with your paydown -Make a plan to pay down debt by calculating time and interest saved with the Loan Planner -Avoid new credit card debt with YNAB’s clever built-in spending categorization feature -Enjoy the benefits of a debt-paying community and resources STOP FEELING DISORGANIZED …and start feeling totally in control -Securely link financial accounts to automatically import transactions -Easily add transactions manually, if you prefer -Ask Siri to update your plan or provide expense category balances on the go START REACHING MORE GOALS …and stop thinking your future is limited -Keep your priorities and goals in focus -Visualize progress as you go -Watch your net worth climb START SPENDING CONFIDENTLY …and stop feeling guilt, doubt, and regret -Calculate your “Cost to Be Me” -Make a flexible, proactive spending plan -Always know how much you have to spend START FEELING SUPPORTED …and stop feeling like you’re alone in this -Talk to our “freakishly nice” award-winning support team (don’t tell them we called them freakish) -Join workshops and attend live Q&A sessions -Become part of our community of genuine, amazingly supportive people who get it -Attend one of our live events to learn, share, play, and even get tattooed with like-minded getting-good-with-money people. (Seriously.) The first step of never worrying about money again is starting a free one-month trial. Are you ready to get good with money? (You seem ready! And we already really like you, so please join us.) Free for 30 Days, then Monthly/Annual Subscriptions Available Subscription Details -YNAB is a one-year auto-renewable subscription, billed monthly or annually. -Payment will be charged to iTunes Account at confirmation of purchase. -Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. -Account will be charged for renewal within 24-hours prior to the end of the current period. -Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. -Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096) Terms of Use: https://www.ynab.com/terms/?isolated Privacy Policy: https://www.ynab.com/privacy-policy/?isolated California Privacy Policy: https://www.ynab.com/privacy-policy/california-privacy-disclosure?isolated

Screenshots

Reviews

  • Awesome App but w/ too many Design Updates

    4
    By Timc3413
    This app will truly help you manage your money and come to see it as you really should. With managing money overall along with overseeing credit cards and loans, it can help with all of it. The only thing is, they update and change the layout of the app quite frequently without input so something could be moved to another screen which can quite annoying if you’re learning the app or have gotten used to something being in a specific spot. But I wouldn’t let that alter the fact that this app will never leave my phone because it’s that important and beneficial to your money management no matter how annoying their design team is with their updates most times.
  • Best budget app out there

    5
    By GigaFusion
    Other apps “track” and you never really know where your money is actually going to end up. This method actually lets you KNOW where your money is by assigning it a purpose. It’s amazing. Yes, you can’t “track” net worth overall with assets like your car and such as other budget apps do…or the loans you have - but you can still accomplish this with YNAB by still assigning the money as a savings goal. I currently do a “forecast” spreadsheet to estimate what my budget should be and then put it in YNAB and follow. I model different scenarios to see what my budget may look like or need to adjust when that scenario comes. This would be my one feature request if this was built in somehow.
  • Life changing

    5
    By PS787
    I’ve been using YNAB for longer than I want to admit. I was a user of the desktop version YNAB 4. What really sold me 10 years ago was Jesse’s down to earth approach and the four simple rules. The philosophy and application were instrumental in my personal finance journey. I am still using the four simple rules.
  • limited use, full price.

    1
    By Kodiiiiiiii3
    the app is atrocious- i wish the developers would allow us to use the desktop site on mobile devices. it can’t any worse than the app. also features keep disappearing yet the annual price keeps rising. make it make sense. but alas they do not care and refuse to take customer input into consideration.
  • Life changing

    5
    By cjlynj
    YNAB has changed my life & the way I think about money. It has brought so much peace and insight.
  • Life changing

    5
    By osorioabel
    Amazing app and concept, it helps to keep track of your finances. It helps me to have a better relationship with money
  • Amazing Money App

    5
    By Mom2jpm
    I really appreciate how YNAB helps me make sure I pay off my credit card every month. I also love that that I have the necessary funds to pay for expenses that come yearly by saving such a small amount every month. Thank you for helping me manage my money in retirement.
  • Most comprehensive

    5
    By airwardan
    This app has and does it all. Lots of tutorials and help to make you an expert budgeter in no time! Their reps can help with anything you need if you run into issues with your budget.
  • Constantly mislabeling my transfers

    1
    By Keyoshiofficial
    If you do profit first, this is not the app for you. The app constantly mislabels transactions to the wrong accounts so you will be constantly trying to clean up the mess that the app leaves for you. Their suggestion? That you remove all the accounts and only leave one. Which only leaves you with seeing how much you transferred, not how much you spent. Very inconvenient
  • It has changed

    2
    By Dlegs22
    This app has been a game changer over the years- however, it’s becoming increasingly frustrating that there are always changes happening. And not just little Ones - but big shifts in the way the app is used. You like an app because it’s reliable and makes your life easier. This is becoming a nuisance and I just repaid my subscription which goes up every year . Just frustrating-I don’t think I will subscribe again if this keeps happening .

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