YNAB

YNAB

By You Need A Budget LLC

  • Category: Finance
  • Release Date: 2015-10-20
  • Current Version: 25.22
  • Adult Rating: 4+
  • File Size: 111.90 MB
  • Developer: You Need A Budget LLC
  • Compatibility: Android, iOS 17.0
Score: 4.80506
4.80506
From 56,329 Ratings

Description

Where does all your money go? Exactly where you tell it to! “We started YNAB January 1st with $37 saved and ended the year with $42,000. Plus we paid $14,000 cash for a new roof.” -Kyle, YNAB user since 2020 If you’re like the average YNABer (just AVERAGE), you’ll save $600 in the first two months. And $6,000 in the first year. But you might experience something much more powerful than a growing bank account balance or paid off credit cards: 92% of YNABers report feeling less stressed since starting YNAB. “YNAB has removed the stress of money from my life and in doing so has helped make me a better husband. It's like I got to remove a personal flaw I had never been able to fix." -Kyle, again. We didn’t even pay him to say this, but maybe we should. Every dollar represents you—it’s the product of your energy. You work too hard for all that to go to waste. We’ll show you how to give every dollar a job, so your paychecks are working toward your priorities and values, your wants and needs, your work and your play. Your money is your life. Spend it well with YNAB. Start your one-month free trial today! Features: BUILT FOR PARTNERS & FAMILIES -Up to six people can share budgets on one YNAB subscription -Simplifies sharing finances with a partner -Cheaper than couples counseling PAY OFF YOUR DEBT -Loan planner tool -Calculate time and interest saved -A debt-paying community to cheer you on IMPORT TRANSACTIONS AUTOMATICALLY -Securely link financial accounts to bring in transactions -Option to add transactions manually -Experience the oddly satisfying routine of categorizing transactions NO ADS -Privacy protection -No in-app ads -No third-party product pitching. Ew. VIEW YOUR FINANCIAL PICTURE ALL IN ONE PLACE -Net worth report -Spending breakdown -Income vs expense report SET & REACH GOALS FASTER -Track expenses -Set spending targets -Visualize progress as you go REAL HELP FROM REAL HUMANS -Award-winning support team -Free live workshops -Real people (who aren’t perfect either) “My wife and I can attest to the fact that the average budgeter saves around $600 in 2 months. We did! We love everything about YNAB except that WE DIDN’T START SOONER!!!!!!!!!” -Gideon, YNAB user since 2019 "I never, ever thought I'd see this, and yet here it is: CREDIT CARD BEAST DEFEATED!” -@taber “I’m sleeping better now. Our arguments about money have magically evaporated.” -Jonathan, YNABer (former Mint user) "My fiance and I will be paying for our wedding without any loans because of YNAB." -@Thai_Jonny “A year of YNAB costs less than a massage and is a heck of a lot better for reducing stress.” -Kat, YNAB user since 2016 Your money is your life. Spend it well with YNAB. Free for 30 Days, then Monthly/Annual Subscriptions Available Subscription Details -YNAB is a one-year auto-renewable subscription, billed monthly or annually. -Payment will be charged to iTunes Account at confirmation of purchase. -Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. -Account will be charged for renewal within 24-hours prior to the end of the current period. -Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. -Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096) Terms of Use: https://www.ynab.com/terms/?isolated Privacy Policy: https://www.ynab.com/privacy-policy/?isolated California Privacy Policy: https://www.ynab.com/privacy-policy/california-privacy-disclosure?isolated

Screenshots

Reviews

  • THE BEST BUDGETING APP

    5
    By Stylerp
    Can’t lie it took me 2 whole days of actually sitting down and messing with this app to figure out how it works. And after I figured it out… it’s hands down the best budget app I’ve used (I’ve used rocket money and every dollar) I found hundreds of dollars that could be used elsewhere after I made a budget for everything I needed… also the customer service is amazing!! Trying to figure out why my acc in YNAB was not matching my actual bank acc amount was confusing, finally decided to contact customer service and they got linked up with my acc and figured out what the issue was very quickly and sent me a video explanation in the app! Will be a long time customer of YNAB for sure.
  • The Best Budgeting App!

    5
    By 915JKC
    Prior to trying, YNAB I struggled to navigate other budgeting apps. There is a learning curve to using this, but after watching a few simple videos and getting things going, this is without a doubt, the easiest budgeting app for managing my finances and planning for future big purchases. I cannot recommend this enough for my friends and family.
  • Ok, I’m sold

    5
    By ChiefDkay
    I tried this app a couple of years ago but I just couldn’t deal with it. It wouldn’t update often enough with my bank, but now it does. Transactions are only ever a day behind, at most. Usually at 12pm eastern it shows me everything cleared and uncleared. You’re “supposed” to enter them manually, and they link automatically…but I don’t have time for that. I like that you can add accounts just for tracking as well, like my retirement accounts, but unfortunately they don’t sync correctly. The team is really good at listening to feedback so hopefully that’s something I’ll see corrected in the future. As someone who really loved Mint but left it over ten years ago, I’m glad to be back to budgeting with something that “just works”
  • Worth it!

    5
    By Isaac P Martinez
    One of the most helpful apps I own. A breeze to use.
  • Where Does my $$ go?

    5
    By nnjoy
    Excellent app. I especially like that when I buy from Amazon, I can link into my Amazon transactions to help me in categorizing. I don’t use YNAB exactly how it’s intended, but from month to month, I can predict my expenses and save money for one a year bills. The support has helped me when I get confused. I love YNAB.
  • Thank you!

    5
    By רבקה אסתר הדסה
    I know this sounds a bit cliche, but YNAB has truly helped me get my finances in order. I’m not sure how I would handle this part of my life without it.
  • Yes, you need this!

    5
    By Lallydoddle
    Love this budgeting system. I’ve felt so much more in control of my finances since starting with this three years ago. I learned a lot from watching the educational videos and I got a quick response when I needed support with the app early on. It’s been smooth sailing since! I highly recommend!
  • A down hill slide

    1
    By StuSimpson
    After 6 years of using this app—I give up—They do not care! Really! If you want an app that you spend more time working on your budget than actually getting to enjoy the money you make—This is the app for you! Let’s ask them how many updates there have been in the last 3 years?—this will tell you everything—They have no clue what direction they are going. They take off in one direction and then they scrap the idea and move in another direction. This is three years in a row I regret purchasing another year hoping for—something might improve—NO it gets worse with each update! Support is bots or if you do finally get a response it’s copy and paste messages. Personally I think it’s all bots. It’s not intuitive anymore! Moving money feels impossible as it is clunky and cluttered! I feel like I need a PHD in YNAB just to do simple tasks—Everything is watch a video to learn how. Here’s any idea—How about make it clean, simple, and intuitive! The new management has ruined a great app! Why is there not a simple way to undo a mistake? You make a mistake and then you realize but you are already 15 steps ahead or even the next day! Why is there not a go back button or go back to yesterday? I don’t know why I bother to type this—THEY DO NOT CARE! Once they get your yearly fee they drop you like a hot potato—hoping you will forget to cancel your subscription. They care more about upcoming events and trying to put on shows than actually working to improve the app. Well—sorry! I just cancelled. 😡
  • Exactly What You Need

    5
    By kline98
    The first couple months are tough, I will not lie. Don’t think of it as an interface that isn’t intuitive, it’s really just a shift in the way your brain thinks about your money. It is a difficult process, it feels new and different and unorthodox, but once you make the shift you won’t go back. It’s the best way to not only budget your money, but also change your mindset around money. A more future focused, self-disciplined outlook on finances. I love it.
  • SLOW to update bank transactions

    3
    By RLbeehive1235
    I am a few weeks into YNAB and it seems to be a very helpful system, which makes it all the more frustrating that it runs about a day behind on importing transactions from my banks. Which then makes the whole point of the proactive zero balance budgeting a bit irrelevant and I never actually know what’s in my account. Reading online it sounds like most people really using YNAB just switch to manually entering all transactions. Ugh. I wish there were a button to push synch’ing/updating of banking transactions, like Quick Books has.

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