YNAB

YNAB

By You Need A Budget LLC

  • Category: Finance
  • Release Date: 2015-10-20
  • Current Version: 25.10
  • Adult Rating: 4+
  • File Size: 105.44 MB
  • Developer: You Need A Budget LLC
  • Compatibility: Android, iOS 16.0
Score: 4.80673
4.80673
From 55,367 Ratings

Description

Where does all your money go? Exactly where you tell it to! “We started YNAB January 1st with $37 saved and ended the year with $42,000. Plus we paid $14,000 cash for a new roof.” -Kyle, YNAB user since 2020 If you’re like the average YNABer (just AVERAGE), you’ll save $600 in the first two months. And $6,000 in the first year. But you might experience something much more powerful than a growing bank account balance or paid off credit cards: 92% of YNABers report feeling less stressed since starting YNAB. “YNAB has removed the stress of money from my life and in doing so has helped make me a better husband. It's like I got to remove a personal flaw I had never been able to fix." -Kyle, again. We didn’t even pay him to say this, but maybe we should. Every dollar represents you—it’s the product of your energy. You work too hard for all that to go to waste. We’ll show you how to give every dollar a job, so your paychecks are working toward your priorities and values, your wants and needs, your work and your play. Your money is your life. Spend it well with YNAB. Start your one-month free trial today! Features: BUILT FOR PARTNERS & FAMILIES -Up to six people can share budgets on one YNAB subscription -Simplifies sharing finances with a partner -Cheaper than couples counseling PAY OFF YOUR DEBT -Loan planner tool -Calculate time and interest saved -A debt-paying community to cheer you on IMPORT TRANSACTIONS AUTOMATICALLY -Securely link financial accounts to bring in transactions -Option to add transactions manually -Experience the oddly satisfying routine of categorizing transactions NO ADS -Privacy protection -No in-app ads -No third-party product pitching. Ew. VIEW YOUR FINANCIAL PICTURE ALL IN ONE PLACE -Net worth report -Spending breakdown -Income vs expense report SET & REACH GOALS FASTER -Track expenses -Set spending targets -Visualize progress as you go REAL HELP FROM REAL HUMANS -Award-winning support team -Free live workshops -Real people (who aren’t perfect either) “My wife and I can attest to the fact that the average budgeter saves around $600 in 2 months. We did! We love everything about YNAB except that WE DIDN’T START SOONER!!!!!!!!!” -Gideon, YNAB user since 2019 "I never, ever thought I'd see this, and yet here it is: CREDIT CARD BEAST DEFEATED!” -@taber “I’m sleeping better now. Our arguments about money have magically evaporated.” -Jonathan, YNABer (former Mint user) "My fiance and I will be paying for our wedding without any loans because of YNAB." -@Thai_Jonny “A year of YNAB costs less than a massage and is a heck of a lot better for reducing stress.” -Kat, YNAB user since 2016 Your money is your life. Spend it well with YNAB. Free for 30 Days, then Monthly/Annual Subscriptions Available Subscription Details -YNAB is a one-year auto-renewable subscription, billed monthly or annually. -Payment will be charged to iTunes Account at confirmation of purchase. -Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. -Account will be charged for renewal within 24-hours prior to the end of the current period. -Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. -Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096) Terms of Use: https://www.ynab.com/terms/?isolated Privacy Policy: https://www.ynab.com/privacy-policy/?isolated California Privacy Policy: https://www.ynab.com/privacy-policy/california-privacy-disclosure?isolated

Screenshots

Reviews

  • Love the app, hate all the new complexity

    3
    By Dmaterialized
    Another 10-year plus YNABer here. I love the product and the philosophy and have told hundreds of people about it. I’ve even taught it, for fun, in my own free time. But the mobile app has just been getting steadily more confusing, sluggish, and cumbersome. I can’t use the mobile app anymore. I’m so tired of how much more complex everyday tasks like assigning funds and ESPECIALLY moving money between categories has gotten. Splits are more irritating, transaction categorizing is more irritating, and lots of little things no longer make any sense, like the fact that it wants to call your budget a “plan” now (not a budget) except this product doesn’t have ANY PLANNING FEATURES (and we used to claim it was a “feature” that it didn’t “let you” plan using money you didn’t have. Well, now it’s a “plan” that you can’t plan with that is called You Nee a Budget (not a plan)… lol!) All in all, I’ve gotten really fed up with the product’s direction over the past 18 months, and this is one of the few products in my life I had believed I’d pay for forever and ever because it was absolutely perfect, and helped me so much. The method is still great — but now I’m just not sure if I need the hassle, and I’ve decided to give up on the mobile app entirely. The joy and ease of using it is gone, and in its place is … (what?) I don’t really know what I can point to as an actual improvement since Custom Views came out many years ago. These days, the “improvements” are letting you rearrange your accounts list the way you could before someone took that away. Look, this was my favorite piece of software for YEARS - something I loved so much I wouldn’t shut up about it. It feels like a betrayal.
  • Plaid failed

    2
    By Yanranicm85
    Plaid would never allow me to connect.
  • Helpful

    4
    By MK7409
    A few things such as transferring between lines of credit are a little clumsy but overall it’s a nice way to log expenses and see where the money goes. Will continue using for now!
  • Not worth it

    1
    By SayWordMel
    It doesn’t do anything more than most free AI tools can do.
  • Updates Are Terrible

    2
    By TSUAGD2008_RBG
    All of the recent updates to the app have made it harder to use, and not just because they’re new. The new slider for transferring between categories is a nightmare and much harder to tell which category is which. Additionally, I have credit card accounts showing green and red despite paying off the exact balance. I’ve used the app & program for YEARS but will be deleting it. It is no longer easy to use and that’s a shame. Not worth $15 a month anymore.
  • Great app, but too expensive

    4
    By Little.Olives
    You need a budget now is a great app. I really enjoy it and all the customizable options make it really easy and fun to use however, the hundred dollar annual subscription is very expensive and as a student who definitely needs to have a budget and a way to monitor the inflowing outflow of cash this is a large annually, occurring burden.
  • Stop changing things

    3
    By Reviewer_Tim
    Your “plan“ is not my “budget“. Stop changing things!
  • Always forget iPad users

    1
    By F2J0B24
    It’s time to start thinking about people that use the iPad too. Just blown up versions of the iPhone app are useless. Frankly , it’s utterly embarrassing that a company charging over $100 for their software only caters to smaller groups of people. Get with the program, YNAB!
  • New Update Decline

    2
    By ryanjs255
    I've been using YNAB for a decade, so I hate that I'm only finally writing a review because of the recent degradation in the iOS app. I understand being reactionary against a new design, but it has been long enough to rule this latest UI overhaul a failure. The visual flattening, with loss of colors and other indicators, has made the app harder and less clear to use.
  • Great App, Recent Updates Made It Slow - FIXED!

    5
    By etl82419
    I’ve been using the app for a decade and loved YNAB. However with the recent updates the app is so slow to load. It’s nearly impossible to use. Very disappointing to see the decline in quality. Please undo the unnecessary add-ons. Follow the K.I.S.S. principle. Edit: thank you, it’s now working again!

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